https://ejournal.uin-malang.ac.id/index.php/mec/issue/feedMEC-J (Management and Economics Journal)2023-12-27T13:49:00+07:00Achmad Sani Supriyantomecjournal@uin-malang.ac.idOpen Journal Systems<table class="data" width="508" bgcolor="#dfdfd2"><tbody><tr valign="top"><td width="20%">Journal title</td><td width="40"><strong>: MEC-J (<a href="/index.php/mec/index" target="_blank">Management and Economics Journal</a>)</strong></td></tr><tr valign="top"><td width="20%">Initials</td><td width="40"><strong>: <a href="/index.php/mec/index" target="_blank">MEC-J</a></strong></td></tr><tr valign="top"><td width="20%">Frequency</td><td width="40"><strong>: 3 issues per year (April, August, and December)</strong></td></tr><tr valign="top"><td width="20%">DOI</td><td width="40"><strong>: prefix <strong><a href="http://dx.doi.org/10.18860">10.18860</a> </strong><span>by </span><a href="https://search.crossref.org/?q=2598-9537" target="_blank"><img src="http://ijain.org/public/site/images/apranolo/Crossref_Logo_Stacked_RGB_SMALL.png" alt="" height="14" /></a></strong><strong><br /></strong></td></tr><tr valign="top"><td width="20%">Print ISSN</td><td width="40"><strong>:<a href="http://u.lipi.go.id/1512559328" target="_blank"> <strong>2599-3402</strong></a></strong></td></tr><tr valign="top"><td width="20%">Online ISSN</td><td width="40"><strong>: <a href="http://u.lipi.go.id/1512553637" target="_blank"><strong>2598-9537</strong></a></strong></td></tr><tr valign="top"><td width="20%">Editor-in-chief</td><td width="40"><strong>: <strong><a href="https://scholar.google.co.id/citations?user=w4NwX0QAAAAJ&hl=en&oi=ao">Achmad Sani Supriyanto</a> </strong></strong></td></tr><tr valign="top"><td width="20%">Publisher</td><td width="40"><strong>: Faculty of Economic, State Islamic University of Maulana Malik Ibrahim Malang</strong></td></tr><tr valign="top"><td width="20%">Indexing</td><td width="40"><strong>: <a href="https://app.dimensions.ai/discover/publication?or_facet_source_title=jour.1301006" target="_blank">Dimensions</a><strong><strong>| </strong></strong><a href="https://scholar.google.co.id/citations?user=2E2pSLMAAAAJ&hl=en">Google Scholar</a><strong>| <a href="http://moraref.kemenag.go.id/archives/journal/25562046913316799" target="_blank">Moraref </a><strong><strong>| <a href="https://garuda.kemdikbud.go.id/journal/view/11926" target="_blank">Garuda <strong><strong><strong><strong></strong></strong></strong></strong><br /></a></strong></strong></strong></strong></td></tr></tbody></table><p class="archiveDescription">MEC-J (Management and Economics Journal) is a peer-reviewed and open access journal that focuses on management and economics fields. This journal publishes original articles, reviews, and also interesting case reports. Letters and commentaries of our published articles are welcome. Subjects suitable for publication include but are not limited to the fields of Marketing Management, Finance Management, Strategic Management, Operation Management, Human Resource Management, E-business, Knowledge Management, Management Accounting, Management Control System, Management Information System, International Business, Economics, Business Economics, Business Ethics and Sustainable, and Entrepreneurship, etc. The papers received by this journal will be reviewed by some experts from several universities in different countries. MEC-J is published three times a year in April, August, and December by Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang, Indonesia. One volume of MEC-J is published in the oblished in the one-year calendar. MEC-J <span lang="EN"> has been <strong>accredited (Sinta 3)</strong> by The Ministry of Research Tecnology and Higher Education of the Republic of Indonesia <a href="https://drive.google.com/file/d/1fkMLCJ8DF8IPb7nVRfF_9Wwbu4_5zdRp/view?usp=sharing" target="_blank">(</a><a href="https://drive.google.com/file/d/1QmAwwuZF1EssDrADnuM1hkTGDVAVKD8P/view?usp=share_link">SK Kementerian Pendidikan, Kebudayaan Riset dan Teknologi Direktoral Jenderal Pendidikan Tinggi, Riset dan Teknologi Nomor 0041/E5.3/HM.01.00/2023</a>). <br /></span></p><p class="archiveDescription"> </p>https://ejournal.uin-malang.ac.id/index.php/mec/article/view/23781RGEC Method Analysis to Measure the Health Level of State-Owned Banks Against Stock Prices in 2011-20222023-12-27T13:44:17+07:00Mohammad Iskak Ellyiskak.elly@upm.ac.idTitin Krisnawatititinkrisnawati@upm.ac.idShare prices are a reflection of the value of a company. The fundamental conditions of banking companies and central bank policies can influence banking shares. Health assessment is carried out using a risk approach that includes four RGEC components. This research aims to analyze the influence of risk profile, good corporate governance, earnings and capital on share prices of state-owned banks. The type of research used is explanatory research. The research data source is secondary data from state-owned banks that carry out financial reporting on the IDX in 2011-2022. Sampling used purposive sampling with a sample of four state-owned banks. Data analysis uses descriptive analysis, multiple linear regression, and hypothesis testing. The research results show that simultaneously and partially risk profile, good corporate governance, earnings and capital have a significant effect on stock prices. The size of RGEC's contribution to the share price of state-owned banks is 40.2%.2023-12-21T13:42:29+07:00Copyright (c) 2023 Mohammad Iskak Elly, Titin Krisnawatihttps://ejournal.uin-malang.ac.id/index.php/mec/article/view/24333The Influence of Financial Knowledge, Financial Attitude, Financial Behavior on the Growth of MSMEs with Financial Literacy as a Mediation Variable2023-12-27T13:32:17+07:00Sahda Marissa19510231@student.uin-malang.ac.idFitriyah Fitriyahfitriyah@manajemen.uin-malang.ac.idSmall, Micro, and Medium Enterprises (MSMEs) play an important role in various economic activities globally. The success of an MSME depends on the manager or manager of the MSME. Financial literacy enables MSME managers and owners to decide well on the financial decisions that must be taken. This research aims to determine the influence of financial knowledge, financial attitudes, financial behavior, financial literacy on the growth of MSMEs. The sample for this research is MSMEs assisted by the Department of Cooperatives and Trade and Micro Enterprises in Trenggalek Regency which already has Business Identification Numbers for 91 MSMEs. The analysis tool used is PLS-SEM with WarPLS 8.0 software. The research results show that financial knowledge and financial attitudes do not influence the growth of MSMEs, while financial behavior and financial literacy influence the growth of MSMEs. Financial attitudes, financial knowledge, and financial behavior have a significant effect on financial literacy. Financial literacy is not able to mediate financial attitudes towards financial growth, financial literacy is able to mediate the relationship between financial knowledge and financial behavior towards the growth of MSMEs2023-12-21T13:42:30+07:00Copyright (c) 2023 Sahda Marissa, Fitriyah Fitriyahhttps://ejournal.uin-malang.ac.id/index.php/mec/article/view/23873The Effect of Capital, Operating Hours, and Location Access in Increasing Merchants' Income at Legian Beach2023-12-27T13:44:18+07:00Ida Surianaida.suriana@poltekba.ac.idI Made Bagiadaida.suriana@poltekba.ac.id<p>The purpose of this study was to determine the effect of capital, operating hours and location access in increasing the income of traders at Legian Beach. This research uses quantitative methods. This study used 82 samples of merchants who sell on Legian Beach. The analysis technique used is path analysis using the PLS3 application. The results showed that capital and location access had a significant positive effect on the income of traders on Legian Beach while one variable, namely operating hours, had no effect on the income of traders on Legian Beach.</p><p>Keywords: Capital, Operating Hours, Location Access and Income.</p>2023-12-21T13:42:30+07:00Copyright (c) 2023 Ida Suriana, I Made Bagiadahttps://ejournal.uin-malang.ac.id/index.php/mec/article/view/20814Impact of Consumer Awareness on Bank Lending Services to the Buying Behavior of Millennials in Metro Manila, Philippines2023-12-27T13:44:17+07:00Marie Christine R. Etpisonfervichris.songcuan.comm@ust.edu.phPatricia Mae L. Payumofervichris.songcuan.comm@ust.edu.phFervi Chris Ramiro Songcuanfcsongcuan@gmail.comMaria Giselle Lyn L. Barrionfervichris.songcuan.comm@ust.edu.ph<p>Personal financial knowledge can help financial management, resulting in financial problems and economic inequality. This research investigates the impact of millennials' awareness of bank lending services impacts their consumer buying behavior and their everyday lives. Furthermore, the study aims to assist the financial and marketing industry by analyzing empirical evidence from the millennial generation, enabling banks and financial institutions to customize their promotions and advertising. The research employed the correlational research method and structural equation model (SEM) to assess the structure of consumer buying behavior with its confounding variables, such as demographic factors and COVID-19 considerations, and the independent variable of consumer awareness. Moreover, to produce these kinds of inferences, a survey questionnaire was distributed to two hundred seventy-one respondents from the millennial generation (26 - 41 years old) to assess their awareness of financial lending products. The results indicate that internal (demographics) and external (pandemic) factors significantly influence millennials' level of awareness of bank lending services. However, only internal factors such as social class and employment status significantly impact millennials' buying behavior.</p>2023-12-21T13:42:30+07:00Copyright (c) 2023 Fervi Chris Ramiro Songcuanhttps://ejournal.uin-malang.ac.id/index.php/mec/article/view/23162Study on the Influence of Islamic Customer Engagement and Religiosity on Customer Loyalty2023-12-27T13:49:00+07:00Irma Yanti Hasanirma@pbs.uin-malang.ac.id<p><em>Indonesia is the largest Muslim country in the world and Indonesia has Islamic banks which are starting to develop at this time. Islamic Bank is a Bank that carries out its business activities based on Islamic principles and according to its type consists of Islamic Commercial Bank and Sharia People’s Financing Bank. Islamic banking is a banking system developed based on Islamic Sharia (law). The effort to establish this riba and a ban on investment for businesses that are categorized as haram, which cannot be guaranteed by the conventional banking system.</em></p><p><em>Islamic banks need loyal customers in order to survive and improve their performance in banking competition. The image of Islamic banks is still lagging behind conventional banks. This situation is one of the challenges of Islamic banks to develop and become a bank used by many customers both Muslim and non-Islamic. For a Muslim using Islamic banking is a religious guidance that must be obeyed and implemented. This study examines the influence of religiosity and Islamic customer engagement on the loyalty of Islamic bank customers in Malang City. Data analysis using SEM-PLS. the results indicate all hypotheses are accepted, i.e. there is a positive and significant influence between religiosity and Islamic customer engagement on loyalty imagery to loyalty.</em></p>2023-12-21T13:42:30+07:00Copyright (c) 2023 Irma Yanti Hasanhttps://ejournal.uin-malang.ac.id/index.php/mec/article/view/23813Comparative Analysis of Income Before and After Using QRIS at the Bintang Mawar Ayam Pedas Depot in Balikpapan2023-12-27T13:44:17+07:00Kety Lulu Agustinketylulu78@ymail.comEndang Sri Aprianikety.lulu@poltekba.ac.id<p>Based on Bank Indonesia Regulation No.21/18/2019 concerning the implementation of the international QRIS standard for payment, starting January 1 2020 Bank Indonesia requires all non-cash payment service providers to switch to the QRIS (Quick Response Code Indonesian Standard) system. This requires UMKMs to provide QRIS as a means of payment to make transactions easier. This research aims to find out and analyze the comparison of income at the Bintang Mawar Ayam Pedas Depot before and after using QRIS. Data collection techniques include interviews and documentation. The collected data was then analyzed using descriptive data, normality test, and partial test (t-test) using SPSS 26.0. The results of the t test calculation show a sig value. amounting to 0.006 < 0.05, so it can be concluded that there is effectiveness of QRIS to increase income at the Bintang Mawar Ayam Pedas Depot, the average increase per month at the Bintang Mawar Ayam Pedas Depot is IDR. 5,522,111.</p>2023-12-21T13:42:30+07:00Copyright (c) 2023 Kety Lulu Agustin