DAMPAK STIMULAN DANA PINJAMAN BERGULIR TERHADAP PERTUMBUHAN EKONOMI PADA PELAKU EKONOMI KREATIF (USAHA MIKRO KECIL DAN MENENGAH, UMKM)

Muhammad Mansur, Junaidi Junaidi, Masyhuri Machfudz, Nahdhiyatul Kamilah

Abstract


The purpose of this study was to provide assistance to creative finance economic actors (MSMEs) and intervention of snacks production management by paying attention to halalan-thoyibah with all the attributes. The research method is participatory action research (PAR). The results of the study showed that (i) stimulant funds given to the target group took place 3 times. The application of  the qordhu hasan model transaction formed appropriate technology named QH-9Kj, namely qordhu hasan on seven agreements :  the number of  group members, the number of  loans, the number of returns, the number of groups, the amount of return time (for example  per week),  the amount of savings based on profit obtained, the amount of withdrawal of savings, the number of  loans for the next round and the agreement  on the amount  of money  filling voluntarily without being determined and (ii) the intervention  of  halal  production and good by conducting counseling; the result is 89% satisfaction and carry out  with a halal and thoyib  production.

Keywords


revolving funds, economic growth, creative economic actors, MSMEs.

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References


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DOI: http://dx.doi.org/10.18860/iq.v14i2.5624



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