Pengaruh Kualitas Pelayanan Perbankan Syariah Terhadap Kepuasaan Nasabah

Zaim Mukaffi Mukaffi, Ahmad Sidi Pratomo, Muhammad Nanang Choiruddin

Abstract


The research aims to; analyze whether the variable partial effect of service quality on customer satisfaction on Islamic Banking in Malang, determine and analyze whether the variable service quality simultaneously influence on customer satisfaction on Islamic Banking in Malang, knowing which variables among the service variable most dominant influence on on customer satisfaction on Islamic Banking in Malang. Analysis of the data in this study using multiple linear regression test subsequently used the F test, T and dominant to see the effect of each.

The research result indicate that the value of F-test (3.722)> F table (2.437) this indicates that variable tangibles, reliability, responsiveness, assurance, and empathy simultaneously (together) effect on customer satisfaction. While the partial test for tangibles variable (X1) where t test (1232)> t table (2,571) this indicates that tangibles no effect on customer sataisfaction. For reliability (X2), t test (3428)> t table (2571), that effect the reliability of customer satisfaction. For variable responsiveness (X3), t test (-.390)> t table (2,571) responsiveness no effect on customer satisfaction. To guarantee (X4), t test (0.549)> t table (2,571), variable warranty does not effect the customer satisfaction. For variable empathy (X5) regression coefficient of -0103, the t test (-0667)> t table (2,571) and a variable empathy has no effect on customer satisfaction. While the dominant variable in yhe quality of services that effect customer satisfaction in the city of Malang Islamic Banking is variable Assurance (X$) with a contribution of 51%.


Keywords


Service Quality, Satisfaction, Customer

Full Text:

PDF

References


A. Rofiq,"Pengaruh Dimensi Kepercayaan (Trust) Terhadap Partisipasi Pelanggan e-Commerce. Studi pada Pelanggan e-Commerce di Indonesia". Tesis, tidak dipublikasikan, Program Studi Manajemen FE-UB, 2007.

Andrian Payne 2000,The Essence of Services Marketing, Penerbit Andi, Yogyakarta.

Arindita, Aloysius Reza & Sulistyaningtyas, Ike Devi (2011). Pengaruh Kualitas Pelayanan Terhadap Citra Perusahaan Di Olimart PL Wina Wira Usaha. Jurnal UWM.

Bitner, M. J. and Hubbert, A. R. Encounter Satisfaction versus Overall Satisvication versus Quality, in Service Quality: New Directions in Theory and Practice, R. T. Rust & R.L. Oliver [Eds.]. Thousand Oaks, CA: Sage Publications, 72-94, 1994.

Cahyani, Putri Dwi. 2011. Tingkat Kepuasan Nasabah terhadap Kualitas Kinerja Perbankan Syariah (Studi pada BMI, BNI Syariah, BTN Syariah dan BPD Syariah DIY Cabang Yogyakarta . T e sis. Unpublished.

Gill, Amarjit S.; Flaschner, Alan B.; Shachar, Mickey. "Factors that Affect The Trust Of Business Clients in Their Banks". International Journal of Bank Marketing,24 (6):386 - 405, 2006.

Hasan Ikbal 2004 Analisi Data Penelitian Dengan Statistik. Jakarta: Penerbit PT Bumi Aksara.

Johnson Michael D., Gustafsson Anders, Andreassen T.W., Lervick L., Cha J., The Evolution and Future of National Customer Satisfaction Index Models. Joumal of Economic Psychology. 22:217-245,2000.

Koetin, E.A. 2002. Analisis Pasar Modal.Jakarta: Pustaka Sinar Harapan.

Kohli A. K, and Jaworski B.J. "Market Orientation: The Construct, Research Propositions, and Managerial Implications". Journal of Marketing, 54 (2):1-18, 1990.

Kotler, Philip. 2000. Manajemen Pemasaran: Analisis, Perencanaan, lmplementasi dan Pengendalian di Indonesia. Alih Bahasa oleh

Anitawati. Jakarta : Penerbit Salemba.

Philip Kotler. 2005. Manajemen Pemasaran, Jakarta: PT. Indeks Kelompok Gramedia.

Munir, A.A.S. 1991. Manajemen Pelayanan Umum di Indonesia, Gramedia. Jakarta.

Pawitra, Teddy. 1993. Pemasaran: Dimensi, Falsafah, Disiplin, dan Keahlian, Sekolah Tinggi Manajemen Prasetya Mulya. Jakarta.

Satriyani, Evi Okatviani. 2012. Pengaruh Kualitas Layanan, Kepuasan Nasabah Dan Ciha Bank Terhadap Loyalitas Nasabah Bank Muamalat Di Surabaya. Jurnal Ekonomi. STIE Perbanas Surabaya.

Sulhan, Muhammad dkk. 2010. Panduan Praktis Analisis SPSS Untuk Manajemen (Keuangan, SDM A dan Pemasaran). Malang: CLICT FE UIN Malang.

Sugiyono. 2003. Metode Penelitian Bisnis. Bandung: Pusat Bahasa Depdiknas

. 2005. Statistik untuk Penelitian, Cetakan ke delapan. Bandung: CV. Alfabeta.

Soeratro & Lincolin Rasyad, Metodologi Penelitian, Edisi Revisi, (Yogyakarta: UPP AMP YKPN,1993).

Soenarmi. 2011. Pengaruh Kualitas Layanan Terhadap kepuasan dan Loyalitas Nasabah Pada Perbankan Syariah di Kota Malang. Jurnal UWM.

Tjiptono, Fandy, 2006. Strntegi Pemasaran, Penerbit Andi: Yogyakarta.

Tjiptono dan Chandra. (2005). Service Quality and Satisfaction. Edisi 2. Andi, Yogyakarta.

Umar, Sekaran,2006,Metode Riset Bisnis, PT. Gramedia Pustaka Utama Jakarta

Undang-Undang Nomor 21 Tahun 2008 tentang PerbankanSyariah.

Usman, Rachmadi. 2002. Aspek-Aspek Hukum Perbankan Islam di Indonesia, Bandung: PT. Citra Aditya Bakti.

Widyaratna Danny, Theresia, Filicia Chandra. 2001. Analisis Kepuasan dan Loyalitas Konsumen Terhadap Tingkat Penjualan di Warung Bu Kris (Studi Kasus Pada Ayam Penyet Sebagai Menu Unggulan Warung Bu Kris). Jurnal Manajemen & Kewirausahaan VoL 3, No. 2, September 2001: 85 - 95, Jurusan Ekonomi Manajemen, Fakultas Ekonomi, Universitas Kristen Petra.

Wolfgang Ulaga, and Andreas Eggert, "Relationship Value and Relationship Quality: Broadening the Nomological Network of Business-to-Business Relationships”, European Journal of Marketing, 40 (3 / 4): 311.-327, 2006.

Yasri, "Analisis Hubungan Jangka Panjang Nasabah dengan Bank Syariah: Studi Kasus pada Bank Syariah di Kota Padang -- Sumatera Barat”, Jurnal Aplikasi Manajemen, 4 (3):486-493,,2006.

Yu-Hui Fang and Chao-Min Chiu, "Understanding Customer’s Satisfaction and Repurchase Intentions: An Integration of IS Success Model, Trust and Justice",Internet Research, 21, (4): 479-543,2411.




DOI: https://doi.org/10.18860/ed.v4i2.5460

Refbacks

  • There are currently no refbacks.




Editorial Office:
Megawati Soekarnoputri Building
Faculty of Economics
E-mail: eldinar@uin-malang.ac.id
Universitas Islam Negeri Maulana Malik Ibrahim Malang

E-ISSN 2622-0083 

Creative Commons License
El Dinar under a CC BY SA 4.0 International License.

Member of:

 

Indexed By:

 

 



View My Stats

 

Flag Counter