Editorial Policies

Focus and Scope

The topics are as follows, but not limited to :
- Takaful and Risk MAnagement
- Inclusive financial development
- Money payment system & Financial Innovation
- Islamic pricing risk & Liquidity Management
- Economics analysis of Islamic Banking & Finance
- Regulation & Stability of Islamic Banking & Finance
- Sharia supervisory boards in Islamic Banking & Finance
- Product development Islamic Finance institution
- Islamic Economics & Finance
- Islamic Finance Service
- Islamic Ethics and Governance
- Islamic Capital Market
- Islamic Microfinance
- Islamic financing Modes
- Islamic Social Finance and other related topics


Section Policies


Checked Open Submissions Checked Indexed Checked Peer Reviewed

Peer Review Process

Peer Review Process And Editorial Decision

All submitted articles are read by the editorial staff. Those articles evaluated by editors to be inappropriate to journal criteria are rejected promptly without external review. Articles evaluated to be of potential interest to our readership are sent to double-blind reviewers. articles submit in the El Dinar will be reviewed by some expert of islamic economic from several universities. The editors then make a decision based on the reviewer’s recommendation from among several possibilities: rejected, require major revision, need minor revision, or accepted. The Editor of El Dinar has the right to decide which manuscripts submitted to the journal should be published.

To be published in this Journal, a paper should meet general criteria:
- The submitted article must be original, unpublished work, and not under consideration for publication elsewhere.
- Provides strong evidence for its conclusions.
- Should be a research result or literature studies in management and economics field
- Ideally, interesting to researchers in Islamic Economic field and other related disciplines
In general, to be acceptable, the article should represent an advance in understanding likely to influence thinking in the field. There should be a discernible reason why the work deserves the visibility of publication in El Dinar rather than the best of the specialist journals.

Review Process:
1. Author Article Submission
2. Editor Evaluation [some articles are rejected or returned before the review process] ; If the content and format of the submitted article are seen as appropriate by the editors, the article will then be sent out for 'blind review' by two independent referees. Revisions may be required in the light of     referees' comments before a decision is made to accept or reject the paper.
3. Double-blind peer review process; Author does not know who is the reviewer of the article. Instead, the reviewer also did not know who the author of the article
4. Editor Decision; All paper sent back to the authors for revision should be returned to the editor without delay. Revised articles can be sent to the editorial office through the Online Submission Interface. The revised manuscripts returned later than three months will be considered as new submissions
5. Confirmation to the authors


Open Access Policy

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.



This journal utilizes the LOCKSS system to create a distributed archiving system among participating libraries and permits those libraries to create permanent archives of the journal for purposes of preservation and restoration. More...


Publication Ethics

El Dinar is a peer-reviewed national journal, available in print and online. It is published twice a year. The publication of articles in peer review journals is an important model. It is necessary to agree on the standard of ethical behavior of all parties involved in the act of publishing an article in this journal, including the author, the chief editor, the Editorial Board, the peer-reviewer and the publisher.

This statement clarifies the ethical behaviour of all parties involved in the act of publishing an article in this journal, including the author, the chief editor, the Editorial Board, the peer-reviewer­­­­­s and the publisher (Faculty of Economics,  Universitas Islam Negeri Maulana Malik Ibrahim Malang). This statement is based on COPE’s Best Practice Guidelines for Journal Editors.


Reporting Standards

Authors of reports of original research should present an accurate account of the work performed as well as an objective discussion of its significance. Underlying data should be represented accurately in the paper. A paper should contain sufficient detail and references to permit others to replicate the work. "Fraudulent or knowingly inaccurate statements constitute unethical behavior and are unacceptable".

Data Access and Retention

Authors may be asked to provide the raw data in connection with a paper for editorial review, and should be prepared to provide public access to such data, if practicable, and should in any event be prepared to retain such data for a reasonable time after publication.

Originality and Plagiarism

The authors should ensure that they have written entirely original works, and if the authors have used the work and/or words of others that this has been appropriately cited or quoted.

Multiple, Redundant or Concurrent Publication

An author should not in general publish manuscripts describing essentially the same research in more than one journal or primary publication. Submitting the same manuscript to more than one journal concurrently constitutes unethical publishing behaviour and is unacceptable.

Acknowledgement of Sources

Proper acknowledgment of the work of others must always be given. Authors should cite publications that have been influential in determining the nature of the reported work.

Authorship of the Paper

Authorship should be limited to those who have made a significant contribution to the conception, design, execution, or interpretation of the reported study. All those who have made significant contributions should be listed as co-authors (so its mean that manuscript at least have author and co author). Where there are others who have participated in certain substantive aspects of the research project, they should be acknowledged or listed as contributors. The corresponding author should ensure that all appropriate co-authors and no inappropriate co-authors are included on the paper, and that all co-authors have seen and approved the final version of the paper and have agreed to its submission for publication.

Disclosure and Conflicts of Interest

All authors should disclose in their manuscript any financial or other substantive conflict of interest that might be construed to influence the results or interpretation of their manuscript. All sources of financial support for the project should be disclosed.

Fundamental Errors in Published Works

When an author discovers a significant error or inaccuracy in his/her own published work, it is the author's obligation to promptly notify the journal editor or publisher and cooperate with the editor to retract or correct the paper.


El Dinar: Jurnal Keuangan dan Perbankan Syariah recognize the retention of the following:

The right to photocopy or make single electronic copies of the article for their own personal use, including for their own classroom use, or for the personal use of colleagues, provided the copies are not offered for sale and are not distributed in a systematic way outside of their employing institution (e.g. via an e-mail list or public file server). Posting of an article on a secure network (not accessible to the public) within the author’s institution is permitted.

The right, subsequent to publication, to use the article or any part thereof free of charge in a printed compilation of works of their own, such as collected writings or lecture notes.

Note: All copies, paper, electronic, or other use, of the information must include an indication of El Dinar: Jurnal Keuangan dan Perbankan Syariah and Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang and a full citation of the journal source. Please refer requests for reprints to the corresponding author, and a requests for all others uses not covered above, including the authorization of third parties to reproduce or otherwise use all or part of the article (including figures and tables) to:  El Dinar: Jurnal Keuangan dan Perbankan Syariah


Publication Decisions

The editor of El Dinar: Jurnal Keuangan dan Perbankan Syariah is responsible for deciding which of the articles submitted to the journal should be published. The validation of the work in question and its importance to researchers and readers must always drive such decisions. The editor may be guided by the policies of the journal's editorial board and constrained by such legal requirements as shall then be in force regarding libel, copyright infringement and plagiarism. The editor may confer with other editors or reviewers in making this decision.

Fair Play

An editor should evaluate manuscripts for their intellectual content without regard to race, gender, sexual orientation, religious belief, ethnic origin, citizenship, or political philosophy of the authors.


The editor and any editorial staff must not disclose any information about a submitted manuscript to anyone other than the corresponding author, reviewers, potential reviewers, other editorial advisers, and the publisher, as appropriate.

Disclosure and Conflicts of Interest

Unpublished materials disclosed in a submitted manuscript must not be used in an editor's own research without the express written consent of the author.


Contribution to Editorial Decisions

Peer review assists the editor in making editorial decisions and through the editorial communications with the author may also assist the author in improving the paper.


Any selected referee who feels unqualified to review the research reported in a manuscript or knows that its prompt review will be impossible should notify the editor and excuse himself from the review process.


Any manuscripts received for review must be treated as confidential documents. They must not be shown to or discussed with others except as authorized by the editor.

Standards of Objectivity

Reviews should be conducted objectively. Personal criticism of the author is inappropriate. Referees should express their views clearly with supporting arguments.

Acknowledgement of Sources

Reviewers should identify relevant published work that has not been cited by the authors. Any statement that an observation, derivation, or argument had been previously reported should be accompanied by the relevant citation. A reviewer should also call to the editor's attention any substantial similarity or overlap between the manuscript under consideration and any other published paper of which they have personal knowledge.

Disclosure and Conflict of Interest

Privileged information or ideas obtained through peer review must be kept confidential and not used for personal advantage. Reviewers should not consider manuscripts in which they have conflicts of interest resulting from competitive, collaborative, or other relationships or connections with any of the authors, companies, or institutions connected to the papers. 

Detail about publication and journal ethics are followed the COPE Guidelines



Publication Frequency

This journal is published twice in one year, namely in April and October.


Article Processing Charge

El Dinar: Jurnal Keuangan dan Perbankan Syariah, Starting from the manuscript submission in October 2022, author(s) (excluding Member of Editors/Editorial Board/Active Reviewer) should pay an Article Processing Charge (APC) of Rp 1.500.000,- per article or Rp 850.000,-  for article collaborating with non-Indonesian authors, once the manuscript was accepted. An invoice will be sent to the Authors whose article was accepted. The accepted articles will not be published until the APC was paid by the Author(s). The APC will be used for the full-text PDF articles cost.